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Schedule of Fees
Fees are accurate as of January, 2010.
Account Fees:
- Overdrawn Share Account - $25.00
- Return of Deposited Item - $10.00
- Unavailable Funds - $29.00
- Stop Payment - $15.00
- Stop Payment for Third Party Checks - $20.00
- Share Draft Courtesy Pay Fee - $10.00
- Certified Corporate Draft - $5.00
- Photocopy of Draft - $3.00
- Fax Copy of Draft - $4.00
- Copy of Statement - $3.00
- Account Reconciliation - $25.00
- Collection Item - $25.00
- Inactive Account Fee (after 1 year inactive) - $1.00 per month
Excessive Club Account Withdrawals:
- Holiday Club (in excess of 1 per year) - $5.00
- Vacation Club (in excess of 4 per year) - $5.00
ATM/Debit Fees:
- ATM Withdrawals:
- Up to Six (6) per month - No Fee
- Additional Withdrawals (without direct deposit) - $1.00 Each
- Additional Withdrawals (with direct deposit) - No Fee
- ATM Inquiries and Transfers:
- Up to Six (6) per month - No Fee
- Additional Withdrawals (without direct deposit) - $1.00 Each
- Additional Withdrawals (with direct deposit) - No Fee
- ATM POS Transactions - No Fee
- ATM/Debit Card Replacement - $5.00
- Debit Card Purchases - No Fee
Visa Credit Cards:
- Over Credit Limit Fee - $15.00
- Late Fee - $15.00
Late Fee on Loans:
- Consumer Loans - $15.00
- Home Equity Loans - 1.5% of Payment
CU Service Centers:
- Visit to any center (in excess of 4 per month) - $2.50
Miscellaneous Fees:
- American Express Travelers Checks(1) - No Fee
- American Express Gift Checks - $2.50
- American Express Gift Cards - $3.95
- Visa Gift Cards - $3.95
- Money Orders (without direct deposit) - $1.50
- Money Orders (with direct deposit) - No Fee
- Domestic Outgoing Wire Transfers - $20.00
- International Outgoing Wire Transfers - $30.00
- Transfer Funds between accounts using Audio Teller - No fee
- Transfer Funds between accounts by phone (not using Audio Teller) - $2.00
- Tax Levy/Restraining Notice:
- Information Subpoena - $35.00
- Notary Public Service - No Fee
- Undeliverable Statement/Mail - $5.00
- Account Verification Letter - $5.00
- Home Banking - No Fee
- Bill Payment (without direct deposit)-per month - $4.50
- Bill Payment (with direct deposit) - No Fee
- Check withdrawal payable to 3rd party (under $1,000) - $3.00
For further information, contact a credit union representative online or at any branch location.
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