Thursday, July 3, 2008

Account Dividend Rates *

Share Savings
($5 to open)
$5 Monthly 1.005% 1.000%
Holiday Club
($5 to open)
$5 Monthly 1.005% 1.000%
Vacation Club
($5 to open)
$5 Monthly 1.005% 1.000%
Share Checking $0 Monthly 0.510% 0.500%

*Dividends are calculated on simple interest, day-of-deposit to day-of-withdrawal basis. Fees or other conditions could reduce earnings. Rates are effective as of 7/4/08. All rates quoted are annual percentage yield (APY) or annual percentage rate (APR) as stated. Current month's rates are based on earnings and are declared at the monthly Board of Director's meetings. To confirm rates, call (516) 562-4918.

Investment Accounts

3 months $1,000 2.750% 2.750%
6 months $1,000 3.000% 3.000%
12 months $1,000 3.250% 3.250%
24 months $1,000 3.600% 3.600%

**Penalties may be imposed for early withdrawal. Certificate rates effective 7/4/08-7/10/08. To confirm rates, call (516) 562-4918.

IRA Certificate Accounts

1 Year $1,000 3.250% 3.250%
2 Year $1,000 3.750% 3.750%
3 Year $1,000 4.000% 4.000%
4 Year $1,000 4.150% 4.150%
5 Year $1,000 4.250% 4.250%

**Penalties may be imposed for early withdrawal. IRA Certificate rates effective 7/4/08-7/10/08. To confirm rates, call (516) 562-4918.

IRA Share Account

Effective 7/1/08 - 7/31/08 $5.00 1.750% 1.750%

Click here for schedule of fees.

privacyYour savings federally insured to at least $100,000 and backed by the full faith and credit of the United States Government. National Credit Union Association.