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Privacy Policy
North Shore LIJ Health System Federal Credit Union is committed to providing you with financial products and services to meet your needs and help you reach your financial goals. We are required by law to give you this privacy notice. If after reading this notice you have any questions, please contact us at any of our offices:
Manhasset (516) 562-4918
Jericho (516) 301-3040
LIJ (718) 470-7480
Hillside (718)-470-8329
FACTS |
WHAT DOES NSLIJHS FCU DO WITH YOUR PERSONAL INFORMATION? |
Why? |
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
What? |
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number
- Account balances
- Payment history
- Transaction or loss history
- Credit history
- Overdraft history
When you are no longer a member, we continue to share your information as described in this notice.
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How? |
All financial companies need to share members' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members' personal information; the reasons NSLIJHS FCU chooses to share; and whether you can limit this sharing. |
Reasons we can share your personal information |
Does NSLIJHS FCU share? |
Can you limit this sharing? |
For our everyday business purposes -
such as to process your transactions, maintain your
account(s), respond to court orders and legal
investigations, or report to credit bureaus |
Yes |
No |
For our marketing purposes -
to offer our products and services to you |
Yes |
No |
For joint marketing with other financial companies |
Yes |
No |
For our affiliates' everyday business purposes -
information about your transactions and experiences |
No |
We do not share |
For our affiliates' everyday business purposes -
information about your creditworthiness |
No |
We do not share |
For nonaffiliates to market to you |
No |
We do not share |
Who We Are |
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Who is providing this notice? |
NSLIJHS FCU means North Shore LIJ Health System FCU. |
What We Do |
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How does NSLIJHS FCU protect my personal information? |
To protect your personal information from unauthorized access and use, we use
security measures that comply with federal law. These measures include computer
safeguards and secured files and buildings. |
How does NSLIJHS FCU collect
my personal information? |
We collect your personal information, for example, when you
- Open an account
- File an insurance claim
- Make deposits or withdrawals from your account
- Give us your contact information
- Make a wire transfer
We also collect your personal information from others, such as credit bureaus,
affiliates, or other companies.
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Why can't I limit all sharing? |
Federal law gives you the right to limit only
- sharing for affiliates' everyday business purposes - information about your
creditworthiness
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
See below for more on your rights under state law.
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Definitions |
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Affiliates |
Companies related by common ownership or control. They can be financial and
non-financial companies.
- NSLIJHS FCU has no affiliates.
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Nonaffiliates |
Companies not related by common ownership or control. They can be financial and
non-financial companies.
- NSLIJHS FCU does not share with nonaffiliates so they can market to you.
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Joint Marketing |
A formal agreement between nonaffiliated financial companies that together market
financial products or services to you.
- Our joint marketing partners include insuarnce companies.
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Other Important Information |
For Alaska Members. We will not share personal information with nonaffiliates either for them to market to you or for
joint marketing - without your authorization.
For Illinois, Maryland and North Dakota Members. We will not share personal information with nonaffiliates either
for them to market to you or for joint marketing - without your authorization.
For California Members. We will not share personal information with nonaffiliates either for them to market to you or
for joint marketing - without your authorization. We will also limit our sharing of personal information about you with
our affiliates to comply with all California privacy laws that apply to us.
For Massachusetts, Mississippi and New Jersey Members. We will not share personal information from deposit or
share relationships with nonaffiliates either for them to market to you or for joint marketing - without your authorization.
For Vermont Members. We will not share personal information with nonaffiliates either for them to market to you or
for joint marketing - without your authorization, and we will not share personal information with affiliates about your
creditworthiness without your authorization. |
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